Experience Hassle-Free Banking Today
Say goodbye to monthly fees and hello to convenient, community-focused banking. Join us today and discover the difference!
No Monthly Fees
You work hard for your money, and we want you to keep it. Love Our Community Checking comes with a bunch of great features, and no monthly fees[1].
Round Up to Rewards
With optional Round Up to Rewards, you can elect to have your debit card purchases rounded up to the nearest dollar, with the difference deposited into a high-yielding Member Rewards account.
Free ATM Access Nationwide
When you have an account with us, you can have free nationwide ATM access at 30,000 CO-OP® ATMs, allowing you to withdraw funds when you need, even while travelling.
Help Us Give Back
Open a Love Our Community Checking account and we'll donate $.01 to Love Stanislaus County with each debit card purchase - at no cost to you!
Bank with Us and Support Your Community - It's a Win-Win!
When you bank with us, you're not just taking care of your financial needs—you're also supporting your local community. With each debit card purchase, we donate to Love Stanislaus County at no cost to you. Join us in making a difference today!
Boost Your Savings Effortlessly with Round Up to Rewards!
With Round Up to Rewards, every purchase you make with your debit card becomes an opportunity to save. Simply opt in, and we'll automatically round up your purchases to the nearest dollar, depositing the difference into a high-yielding Member Rewards account. It's like saving without even trying!
Problem solved quickly. Questions answered completely. What more can you ask?
I’ve always had very good help with any problems. I just hope you continue to have local people on the help calls and not a foreign call center. Thank you for your service.
It was so easy, I asked how much was in my Savings, and how much was in my Checking. I got my money, and I was in and out of there in 5 minutes.
As soon as we enter the bank we were greeted and in less than 5 minute your notary had completed our transaction. And to top it off she had a wonderful personality.
How it works
It’s easy to open a Checking Account with us
Step 1
Breeze through an online application in a matter of minutes.
Step 2
Make an initial deposit into your new account.
Step 3
View and manage your account using our Online and Mobile Banking features.
Make your checking experience a breeze
Experience the difference Mocse provides with an easy-to-open account with no monthly fees and tools to help you manage your balance.
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[1] Based upon applicant’s checking account history and credit worthiness
[2] Overdraft protection sources available include: Savings Account, Money Market Account and Personal Line of Credit. Minimum advanced amount is $200 from these overdraft sources.
Traveling Out of the Area?
To ensure you have continued access to your Mastercard Debit & Credit Card while you are traveling, please submit your travel notice using our Mobile Banking app by clicking on the Cards link. Click Manage Travel Plans under Manage Card, and enter your travel plan(s).
You can also notify us through Online Banking under Settings and then Security Center.
If calling is more convenient for you, contact our Member Services Department at (209) 572-3600 or (800) 44-Mocse to alert them of your travel plans.
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Rates effective as of: September 19, 2024
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