Drive Your Dream Car Today
Get the best rates as low as 6.4% and flexible terms for your next vehicle. At Mocse, we make the car buying process quick, easy, and affordable. More savings, more joy. Ka-ching!
Low Rates, Fast Approval
Low Fixed Rates: Competitive rates to keep your payments manageable.Quick Approval: Fast-track your way to the driver's seat.
Get Started
Flexible Payment Options
Tailored Terms: Loan terms up to 84 months.
Budget-Friendly Payments: Find a plan that fits your budget.
Car Buying Companion
Compare & Choose: Research cars, check blue book values, and connect with local dealers.
Finance-Friendly: Partner dealerships that work with Mocse.
Unlock Your Car's Value
Cash-Out Title Loans: Access your car’s equity without selling it.
Flexible Financing: Terms up to 72 months.
Refinance Loan
Lower Payments: Refinance your current auto loan to save money.
Hassle-Free Process: Quick and easy refinancing options.
Upgrade Your Ride
Finance Extras: Up to 120% of MSRP to add those must-have features.
Customize Your Car: Make your vehicle uniquely yours.
Rates
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Monthly Payment
Lower your monthly payments
If you haven’t experienced the exhilaration of refinancing your loan to a lower payment, you don’t know what you’re missing! It’s like finding free money under your floormats. When your loan is financed with another lender, you may save money by refinancing with Mocse. Make us do the math to determine how much you can save (by the way, we love doing that kind of math).
Get cash from your car
Let your car pay you, for a change. You don’t need to sell your vehicle to extract the value; you may be able to tap into the equity with a title loan. Keep your car, get some cash, and enjoy low monthly payments on financing up to 72 months[1].
The lady who assisted us was knowledgeable about the Financial transaction we wanted.
Always friendly and do their best to find the best way to help and make the customers there best serve you.
The lady who helped me had an answer for every question I had made it super easy
Just very thankful for all the help, you guys are great and wonderful, I really appreciate for your time.
3 easy steps to your loan
1. Go online
Breeze through our online application in a matter of minutes.
2. Get approved
You’ll be quickly notified about approval
3. Use funds
Purchase your car. Call your friends and tell them how much you love your credit union.
Spend less time applying, more time driving
Nobody ever said, “I can’t wait to buy my new loan!” You want your car, and you want quick financing that doesn’t get in the way. That’s why we’re here. So, let’s get you in the driver’s seat.
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APR = Annual Percentage Rate.
[1] Payment Example:
Pay $19.51 per month per $1,000 borrowed at 6.39% APR for 60 months.
Pay $16.82 per month per $1,000 borrowed at 6.53% APR for 72 months.
Pay $15.65 per month per $1,000 borrowed at 6.64% APR for 84 months.Pay $20.33 per month per $1,000 borrowed at 8.12% APR for 60 months.
Pay $17.66 per month per $1,000 borrowed at 8.25% APR for 72 months.[2] Financing information
- New car loans (never registered) finance up to 120% of manufacturer suggested retail price (MSRP) based on credit tier. Maximum loan to value is based on credit history, current underwriting and pricing guidelines. Includes DMV license fees, Mechanical Breakdown Insurance (MBI), Guaranteed Auto Protection (GAP), and Extended Warranty.
- Used car loans (2020 and newer) finance up to 120% of retail Kelley Blue Book (KBB) based on credit tier. Maximum loan to value is based on credit history, current underwriting and pricing guidelines. Includes DMV license fees, Mechanical Breakdown Insurance (MBI), Guaranteed Auto Protection (GAP), and Extended Warranty.
- Used car loans (2017 – 2019) finance up to 120% of retail Kelley Blue Book (KBB) based on credit tier. Maximum loan to value is based on credit history, current underwriting and pricing guidelines. Includes DMV license fees, Mechanical Breakdown Insurance (MBI), Guaranteed Auto Protection (GAP), and Extended Warranty.
- Contact the credit union for information regarding model years 2014 – 2015.
Rates
Auto Loans
| Loan Type | Model Year | Term | Min APR | Max APR |
|---|---|---|---|---|
|
New Auto Loan |
2023-2024 |
0-60 |
|
|
|
New Auto Loan |
2023-2024 |
61-72 |
|
|
|
New Auto Loan |
2023-2024 |
73-84 |
|
|
|
Auto "Cash Out" |
2017-2024 |
0-60 |
|
|
|
Auto "Cash Out" |
2017-2024 |
61-72 |
|
|
|
Used Auto Loan |
2020-2024 |
0-60 |
|
|
|
Used Auto Loan |
2020-2024 |
61-72 |
|
|
|
Used Auto Loan |
2020-2024 |
73-84 |
|
|
|
Used Auto Loan |
2017-2019 |
0-60 |
|
|
|
Used Auto Loan |
2017-2019 |
61-72 |
|
|
|
Used Auto Loan |
2017-2019 |
73-84 |
|
|
|
Older Used Auto |
2014-2016 |
0-60 |
|
|
Rates effective as of: September 19, 2024
APR - Annual Percentage Rate
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Rates effective as of: September 19, 2024
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