Drive Away Today With an APR As Low As 6.39%
Low Rates: Enjoy a competitive 6.39% APR**.
Flexible Terms: Choose a repayment plan that fits your budget.
Fast & Easy Application: Get pre-approved in minutes and drive away happy.
Don't wait! Rates this good won't last forever.
No payments for xx days*
What will you do with some extra cash in your budget?
Flexible terms up to 84 Months
Choose a term that fits your budget, anywhere from 24 to 84 months.
Low rates as low as 5.50%
Save money over the life of your loan with a low interest rate.
Finance Extras up to 120%
Take your car to the next level by financing up to 120% MSRP[2].
Always friendly and do their best to find the best way to help and make the customers there best serve you.
The lady who helped me had an answer for every question I had made it super easy
Just very thankful for all the help, you guys are great and wonderful, I really appreciate for your time.
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Lower your monthly payments
If you haven’t experienced the exhilaration of refinancing your loan to a lower payment, you don’t know what you’re missing! It’s like finding free money under your floormats. When your loan is financed with another lender, you may save money by refinancing with Mocse. Make us do the math to determine how much you can save (by the way, we love doing that kind of math).
3 easy steps to your loan
1. Go online
Breeze through our online application in a matter of minutes.
2. Get approved
You’ll be quickly notified about approval
3. Use funds
Purchase your car. Call your friends and tell them how much you love your credit union.
Spend less time applying, more time driving
Nobody ever said, “I can’t wait to buy my new loan!” You want your car, and you want quick financing that doesn’t get in the way. That’s why we’re here. So, let’s get you in the driver’s seat.
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APR = Annual Percentage Rate.
[1] Payment Example:
Pay $19.51 per month per $1,000 borrowed at 6.39% APR for 60 months.
Pay $16.82 per month per $1,000 borrowed at 6.53% APR for 72 months.
Pay $15.65 per month per $1,000 borrowed at 6.64% APR for 84 months.Pay $20.33 per month per $1,000 borrowed at 8.12% APR for 60 months.
Pay $17.66 per month per $1,000 borrowed at 8.25% APR for 72 months.[2] Financing information
- New car loans (never registered) finance up to 120% of manufacturer suggested retail price (MSRP) based on credit tier. Maximum loan to value is based on credit history, current underwriting and pricing guidelines. Includes DMV license fees, Mechanical Breakdown Insurance (MBI), Guaranteed Auto Protection (GAP), and Extended Warranty.
- Used car loans (2020 and newer) finance up to 120% of retail Kelley Blue Book (KBB) based on credit tier. Maximum loan to value is based on credit history, current underwriting and pricing guidelines. Includes DMV license fees, Mechanical Breakdown Insurance (MBI), Guaranteed Auto Protection (GAP), and Extended Warranty.
- Used car loans (2017 – 2019) finance up to 120% of retail Kelley Blue Book (KBB) based on credit tier. Maximum loan to value is based on credit history, current underwriting and pricing guidelines. Includes DMV license fees, Mechanical Breakdown Insurance (MBI), Guaranteed Auto Protection (GAP), and Extended Warranty.
- Contact the credit union for information regarding model years 2014 – 2015.
Rates
Auto Loans
| Loan Type | Model Year | Term | Min APR | Max APR |
|---|---|---|---|---|
|
New Auto Loan |
2023-2024 |
0-60 |
|
|
|
New Auto Loan |
2023-2024 |
61-72 |
|
|
|
New Auto Loan |
2023-2024 |
73-84 |
|
|
|
Used Auto Loan |
2020-2024 |
0-60 |
|
|
|
Used Auto Loan |
2020-2024 |
61-72 |
|
|
|
Used Auto Loan |
2020-2024 |
73-84 |
|
|
|
Used Auto Loan |
2017-2019 |
0-60 |
|
|
|
Used Auto Loan |
2017-2019 |
61-72 |
|
|
|
Used Auto Loan |
2017-2019 |
73-84 |
|
|
|
Older Used Auto |
2014-2016 |
0-60 |
|
|
Rates effective as of: May 16, 2025
APR - Annual Percentage Rate
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Rates effective as of: May 16, 2025
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